Florida Business Owners Insurance Information
Businesses can bundle property and liability coverage into a Business Owners Insurance Policy that
allows your business to obtain broad coverage with affordable premiums. Florida Business Owners
Insurance is usually the first step for small businesses looking to get basic property and liability coverage
and is a comprehensive and affordable insurance package for small or medium sized businesses.
To qualify for Business Owners Insurance Policies, a company should have 100 or fewer employees, and
annual revenues should be less than $1 million. Business Owners Insurance will typically provide
reimbursement for up to a year of lost revenue resulting from an insured property loss.
Some businesses may find Business Owners Insurance coverage limits to be too low or may not like the
lack of flexibility on options like coinsurance. However, what the Florida Business Owners Insurance policy
lacks in flexibility it usually makes up for with lower premiums for your business.
Florida Property Insurance Coverage
Florida Business Owners Insurance offers named perils or all risk insurance coverage, similiar to general
property insurance coverages. Enhancement endorsements are available at little or no cost to extend
coverage to your accounts receivable, valuable papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises power failure and spoilage of food products,
backup of sewers and drains.
Liability Insurance Coverage
While similiar to Commercial General Liability Insurance, the liability part of a Florida Business Owners
Insurance Policy offers less flexibility in determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury, products liability, fire legal liability and premises
medical payments are included. Also, Florida Business Owners Insurance does not include professional liability
insurance.
Interruption Insurance Coverage
Business Interruption Insurance is usually included in Florida Business Owners Insurance policies and covers
lost income and expenses incurred when a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll, are also covered.
Click on the link below to fill out a secure quote request form for a Florida business owners insurance policy that
regardless of whether you're a small contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or you can speak with our Florida
Business Owners Insurance specialist at 772-287-1560 to discuss the policy features in more detail.
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INSURANCE AGENCY
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AGRILLO
Agrillo Insurance Agency
49 SW Monterey Road
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950

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772-287-1560
772-287-1950 fax
Agrillo Insurance Agency of Stuart, Florida
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**The information, pictures, and other content in this website about particular insurance services is only provided for
informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email, fax or online at the
agency's website. You must speak directly with a licensed Florida insurance agent.
We are a local Martin County, Florida insurance agency, offering comprehensive Florida business owners
insurance to small business located in the following south Florida cities and counties: Stuart, Port St. Lucie,
Golden Gate, Coral Gardens, River Park, Sewall's Point, Indian River Estates, White City, Palm City, North
River Shores, Port Salerno, Jensen Beach, Hobe Sound, Jupiter, Limestone Creek, Jupiter Farms, Port Sewall,
Walton, Fort Pierce South, Ankona, Arundel, Fort Pierce, Juno Beach, West St. Lucie, Fort Pierce North,
Cabana Colony, St. Lucie Village, Juno Ridge, Palm Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian
River Shores, Indrion, Oslo, Eldred, White City, Lakewood Park, Riomar, Wabasso, Sebastian, Indiantown,
Tequesta, North Palm Beach, Riviera Beach, Haverhill, West Palm Beach, Boynton Beach, Lantana, Hypoluxo,
Palm Beach, Lake Worth, South Palm Beach, Loxahatchee, Greenacres, Jupiter Island, Boca Raton, Palm
Beach Shores, Lake Park, St. Lucie County, Indian River County, and Palm Beach County, FL. We also offer
Florida business owners insurance services throughout the state of Florida, including the greater Fort
Lauderdale, Miami, FL area.