Florida Boat Insurance Policy Information
(also Watercraft and Jet Ski Coverages)
The value of quality boat insurance often doesn't become apparent until you
really need it. Whether it's a minor dent or a more substantial accident, it
pays to have Florida boat insurance coverage you can count on.
Let our experienced Florida boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available for you to choose
from. We offer affordable boat insurance policies from a leader in the
insurance industry.
Learn more about Florida Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a Boat
Insurance policy that will provide excellent insurance coverage for your boat
at an affordable cost. Or speak with our Florida Boat Insurance agent
specialist at 772-287-1560 to discuss the features.
We are a local Martin County, FL insurance agency, offering affordable Florida boat
insurance policy premiums to individuals and families located in the following south Florida
cities and counties: Stuart, Port St. Lucie, Palm City, North River Shores, Port Salerno,
Jensen Beach, Hobe Sound, Jupiter Island, Port Sewall, Walton, Ankona, Fort Pierce,
Juno Beach, Palm Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian River Shores,
Indrion, Oslo, Eldred, White City, Lakewood Park, Riomar, Wabasso, Sebastian,
Indiantown, Tequesta, North Palm Beach, Riviera Beach, Haverhill, West Palm Beach,
Boynton Beach, Lantana, Hypoluxo, Palm Beach, Lake Worth, South Palm Beach,
Loxahatchee, Greenacres, Jupiter Island, Boca Raton, St. Lucie County, Indian River
County, and Palm Beach County, FL. We also offer Florida boat insurance services
throughout the state of Florida, including the greater Fort Lauderdale, Miami, FL area.
Florida Boat Insurance Info
Covers damage caused to the owners boat from a collision caused
by another boat, vehicle, or other object. The deductible is the
amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the collision
coverage cost of the Florida boat insurance policy.
Collision Coverage - Florida Boat Insurance Policy
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the Florida boat insurance policy.
Comprehensive Coverage - Florida Boat Insurance Policy
Florida Boat Insurance Info
Florida Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Florida is 10/20 and is explained in detail below. However, we recommend that you
choose boat liability insurance coverage amounts that are much higher than the
minimums listed below. Contact us at 772-287-1560 to discuss what liability coverage
amounts you require to meet your needs.

10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance
coverage. This coverage also assists in protecting you if a lawsuit arises from
an accident. The minimum required coverage amount in Florida is $10,000.
Liability Coverage (Bodily Injury & Property Damage) - Florida Boat Insurance
Bodily Injury Liability
Property Damage Liability
Florida Liability Coverage limits explanation:
Florida Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including
prosthetic devices, wheelchairs, crutches, slings, neck braces and splints
(including necessary travel related to medical care.)
80% of necessary remedial treatment (nursing home care or home nursing
care).

60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident.
Benefits Provided:
Florida Boat Insurance Info
20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person
injured in an accident.
Second number = uninsured boater maximum for all injuries in
one accident.

Uninsured Boater Coverage - Florida Boat Insurance Policy
Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no liability insurance. This is not a required coverage for Boat
Insurance in Florida. Contact us at 772-287-1560 to discuss what uninsured coverage
amounts you require to meet your family or personal needs.

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No Fault Coverage (PIP) - Florida Boat Insurance Policy
Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat
accident regardless of who caused the accident.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Stuart Florida Insurance Agency
Proudly serving south
Florida since 1992!
AGRILLO INSURANCE
& FINANCIAL SERVICES
Florida Boat Insurance
Boat
Insurance
A
Agrillo Insurance
& Financial Services
241 SW Monterey Road
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950

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