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Florida Boat Insurance Policy Information
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(also Watercraft and Jet Ski Coverages)
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The value of quality boat insurance often doesn't become apparent until you
really need it. Whether it's a minor dent or a more substantial accident, it
pays to have Florida boat insurance coverage you can count on.
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Let our experienced Florida boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available for you to choose
from. We offer affordable boat insurance policies from a leader in the
insurance industry.
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Learn more about Florida Boat Insurance
coverage options below!
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Click on the link below to fill out a secure quote request form for a Boat
Insurance policy that will provide excellent insurance coverage for your boat
at an affordable cost. Or speak with our Florida Boat Insurance agent
specialist at 772-287-1560 to discuss the features.
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We are a local Martin County, FL insurance agency, offering affordable Florida boat
insurance policy premiums to individuals and families located in the following south Florida
cities and counties: Stuart, Port St. Lucie, Palm City, North River Shores, Port Salerno,
Jensen Beach, Hobe Sound, Jupiter Island, Port Sewall, Walton, Ankona, Fort Pierce,
Juno Beach, Palm Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian River Shores,
Indrion, Oslo, Eldred, White City, Lakewood Park, Riomar, Wabasso, Sebastian,
Indiantown, Tequesta, North Palm Beach, Riviera Beach, Haverhill, West Palm Beach,
Boynton Beach, Lantana, Hypoluxo, Palm Beach, Lake Worth, South Palm Beach,
Loxahatchee, Greenacres, Jupiter Island, Boca Raton, St. Lucie County, Indian River
County, and Palm Beach County, FL. We also offer Florida boat insurance services
throughout the state of Florida, including the greater Fort Lauderdale, Miami, FL area.
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Florida Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused
by another boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Florida boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Florida boat insurance policy. |
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Florida Boat Insurance Info
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Florida Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose boat liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 772-287-1560 to discuss what liability coverage amounts you require to meet your needs. |
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Florida is $10,000. |
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Bodily Injury Liability
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Property Damage Liability
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Florida Liability Coverage limits explanation:
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Florida Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing
care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Florida Boat Insurance Info
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20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person
injured in an accident.
Second number = uninsured boater maximum for all injuries in
one accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no liability insurance. This is not a required coverage for Boat Insurance in Florida. Contact us at 772-287-1560 to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Proudly serving south
Florida since 1992!
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Florida Boat Insurance
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Boat
Insurance
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A
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Agrillo Insurance
Agency
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241 SW Monterey Road
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950
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