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Florida Motorcycle Insurance Information
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The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Florida Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
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Learn more about Florida Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request form for a
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or speak with our Florida Motorcycle Insurance Agent specialist at 772-287-1560 to discuss the features. |
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We are your local Martin County, Florida insurance agency, offering affordable
motorcycle insurance policy premiums to individuals and families located in the following south Florida cities and counties: Stuart, Port St. Lucie, Palm City, North River Shores, Port Salerno, Jensen Beach, Hobe Sound, Jupiter Island, Port Sewall, Walton, Ankona, Fort Pierce, Juno Beach, Palm Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian River Shores, Indrion, Oslo, Eldred, White City, Lakewood Park, Riomar, Wabasso, Sebastian, Indiantown, Tequesta, North Palm Beach, Riviera Beach, Haverhill, West Palm Beach, Boynton Beach, Lantana, Hypoluxo, Palm Beach, Lake Worth, South Palm Beach, Loxahatchee, Greenacres, Jupiter Island, Boca Raton, St. Lucie County, Indian River County, and Palm Beach County, FL. We also offer motorcycle insurance services throughout the state of Florida, including the greater Fort Lauderdale, Miami, FL area. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. This is not required in Florida unless you displayed a financial irresponsibility following an accident. The minimum bodily liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 772-287-1560 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Florida Liability Coverage limits explanation:
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Florida is $10,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage in Florida. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Florida Motorcycle Insurance policy. |
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Florida Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks such
as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Florida Motorcycle Insurance policy. |
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Florida Motorcycle Insurance FAQ
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Florida Motorcycle Insurance FAQ
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Florida Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Florida Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for Motorcycle Insurance in Florida. Contact us at 772-287- 1560 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Florida. |
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This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Florida. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Florida Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Florida Motorcycle Insurance agent specialist at 772-287-1560 to discuss the features. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Proudly serving south
Florida since 1992!
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AGRILLO INSURANCE
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& FINANCIAL SERVICES
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Auto - Home - Motorcycle - Business
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Motorcycle
Insurance
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A
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Agrillo Insurance
& Financial Services
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730 South Federal Highway
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950
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