Auto insurance companies
want to insure the best
drivers. Safer drivers have
fewer accidents, fewer
speeding tickets, and
make fewer claims. Every
time you are involved in
an auto accident or a
moving violation, the state
where you are licensed
assesses points to your
driving record. Auto
insurance companies limit
their risk exposure by
charging higher premiums
to drivers who have more
points on their driving
records. Convictions of
driving under the influence
of drugs or alcohol is often
viewed as much more
serious than a speeding
ticket or a car accident by
insurance carriers.
If you think that you apply
for good driver rates, be
sure to ask companies
when you are shopping for
auto insurance what their
"good driver" discounts
are. Compare that price to
the good driver rates of
other companies, to help
determine what the best
Florida auto insurance policy
is for you and your family.
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