An "All Risks" policy
provides the broadest
Florida homeowner's
insurance protection
because it will cover losses
that are due to any peril
except those specifically
excluded in the
policy. A "Named Perils"
policy covers losses that
are due to only those perils
listed in the standard
Florida Homeowners
Insurance policy and
typically include fire, hail,
windstorm, and other
physical losses.
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