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RV Insurance Information - Stuart, Florida Area
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The value of good recreational vehicle insurance often doesn't become apparent until you really need it.
Whether it's a minor fender bender or a more substantial accident, it pays to have Florida RV insurance
coverage you can count on.
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Let one of our experienced Florida RV insurance policy specialists explain the different Liability limits,
Comprehensive, Collision, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage,
Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles
that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies
from leaders in the RV insurance industry serving the Stuart, FL area.
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Florida RV Insurance Knowledge
Just like your solid concrete floored home, RV's are vulnerable to theft, as well as damage and risk of
property injury. An insurance company views an RV as a home because you can live in them for extended
periods of time.
Because of the high cost of most RV's, it's a good idea to purchase total replacement coverage, so that in the
event of a large accident that totals your RV you will be reimbursed for a complete replacement of the RV,
instead of only for its current market value.
RV Specific Insurance Coverages to Consider Include:
Vacation Liability - Pays for bodily injury and property damage that occurs at a vacation site, such as an RV
Park
Roadside Assistance - Covers charges when you break down and need help or run out of gas
Theft / Vandalism - Reimburses the owner for items stolen from the RV or damaged in a break-in theft
Property Damage - Pays to repair the damages an RV driver causes someone else
Uninsured / Underinsured Motorist - Covers repairs when the driver at fault doesn't have enough
insurance to cover the damages-or any insurance at all. This could be very important considering the cost of
your RV and the ability of someone elses insurance to cover the damage.
RV owners should take these RV specific coverage options into serious consideration before just adding their
RV to a regular car insurance policy.
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Click on the link below to fill out a secure quote request form for a Florida
RV Insurance policy that will provide excellent insurance coverage at an
affordable cost. Or you can speak with our Florida RV Insurance agent
specialist at 772-287-1560 to discuss the insurance policy features.
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We are a Stuart, FL insurance agency offering affordable Florida RV insurance in
the following south Florida cities and counties: Port St. Lucie, Golden Gate, Coral
Gardens, River Park, Sewall's Point, Indian River Estates, White City, Palm City, North
River Shores, Port Salerno, Jensen Beach, Hobe Sound, Jupiter, Limestone Creek, Jupiter
Farms, Port Sewall, Walton, Fort Pierce South, Ankona, Arundel, Fort Pierce, Juno Beach,
West St. Lucie, Fort Pierce North, Cabana Colony, St. Lucie Village, Juno Ridge, Palm
Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian River Shores, Indrion, Oslo, Eldred,
White City, Lakewood Park, Riomar, Wabasso, Sebastian, Indiantown, Tequesta, North
Palm Beach, Riviera Beach, Haverhill, West Palm Beach, Boynton Beach, Lantana,
Hypoluxo, Palm Beach, Lake Worth, South Palm Beach, Loxahatchee, Greenacres, Jupiter
Island, Boca Raton, Palm Beach Shores, Lake Park, St. Lucie County, Martin County,
and Palm Beach County, FL. We also offer Florida RV insurance services in the greater
Fort Lauderdale to Miami, FL area.
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Learn more about Florida RV Insurance policy
coverage options below!
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Click on the link below to fill out a secure quote request form for a Florida RV Insurance policy that will provide
excellent RV insurance coverage at an affordable cost. Or speak with our Stuart, FL area RV Insurance agent
specialist at 772-287-1560 to discuss the RV insurance policy features in more detail.
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident
caused by a driver who has insufficient RV, auto or motorcycle insurance
coverage. The RV insurance coverage typically pays the difference between the
coverage limit you select and the other driver's bodily injury coverage limit. This is
not a required recreational vehicle insurance coverage in Florida.
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the
coverage limit you select and the other driver's property damage coverage limit.
This is not a required coverage in Florida.
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Florida RV Insurance Policy FAQ
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Covers damage caused to the insured's RV (your RV) from risks such as theft, fire, falling
objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the
amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher
the deductible chosen the lower the comprehensive coverage cost within the Florida RV
insurance policy.
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Covers damage caused to the owners RV from a collision caused by
another auto, RV, or other object. The deductible is the amount you
choose to pay upfront (if any) before the RV insurance policy pays. The
higher the deductible chosen the lower the collision coverage cost within
the RV insurance policy.
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Florida RV Insurance Policy FAQ
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Florida RV Insurance Policy FAQ
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Florida RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an RV
insurance policy. This is not required in Florida unless you displayed a financial
irresponsibility following an accident.The minimum liability insurance coverage available
for purchase in Florida is 10/20 and is explained in detail below. However, we
recommend that you choose RV liability insurance coverage amounts that are much
higher than the state of Florida minimums listed below. Contact us at 772-287-1560 to
discuss what liability coverage amounts you require to meet your family and personal
needs.
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Florida Liability Coverage limits explanation:
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage
RV insurance coverage. This coverage also assists in protecting you if a lawsuit
arises from an accident. The minimum coverage amount in Florida is $10,000.
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Florida RV Insurance Policy FAQ
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your RV. Claims against
this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental,
professional nursing, prosthetic, and funeral expenses. It will also cover you or
members of your family if you are hit by a RV when you are walking or if you are riding
in another RV. This coverage will pay for your medical and funeral expenses even if
you cause the accident. The coverage is often limited to medical care you get in the
first one, two, or three years after the accident and is limited to a specific dollar
amount. This is not a required RV Insurance coverage in Florida.
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Florida RV Insurance Policy FAQ
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at
fault driver who has no auto liability insurance. This coverage is not required for RV
Insurance in Florida. Contact us at 772-287-1560 to discuss what uninsured coverage
amounts you require to meet your family and personal needs.
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
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Copyright 2005-2020 Agrillo Insurance Agency - All rights reserved
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Proudly Serving South Florida Since 1992
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Agrillo Insurance Agency
49 SW Monterey Road
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950
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772-287-1560
772-287-1950 fax
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