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Life Insurance can help protect your family and is an excellent way to accumulate money for college,
retirement or unplanned expenses. A person should have life insurance that approaches six to eight times
their annual gross income. Under current laws, there is generally no federal income tax on death benefits
paid to a named beneficiary.
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Using the strength and experience of our life insurance markets, we offer affordable term life and universal
life insurance policies.
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Life insurance coverage for a specified length of time. A term life insurance policy is usually purchased with a
particular need in mind. Beneficiaries will collect, usually tax free, the face value of the policy upon the insured
(your) death. Term life is attractive for those with a limited income, high short term insurance needs, or for
personal family protection.
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If the insured survives the time period, the policy expires. There is no cash value at the expiration of a term life
insurance policy. Some policies have a convertible feature permitting a policyowner to exchange a term policy
for a cash value policy without evidence of insurability.
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Level Term Life Insurance Policy Features
A constant death benefit and a level premium for a specified number of years. We offer
10, 15, 20, and 30 year terms.
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Decreasing Term Life Insurance Policy Features
Has a decreasing death benefit and a level premium.
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Click on the link below to fill out a secure quote request form for a Term Life Insurance policy that will provide
excellent life insurance coverage at an affordable cost. Or speak with our Florida Life Insurance agent
specialist at 772-287-1560 to discuss the features.
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A flexible premium policy that combines protection against premature death with a
savings account that typically earns a money market rate of interest. A universal life
insurance policy is a combination of term life insurance protection with the cash
savings value of whole life insurance. Interest rates paid on the cash value are
typically higher than with whole life insurance because they tend to follow the
markets.
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Premiums for universal life insurance policies can be paid in a lump sum, annually, or
anywhere in between. Interest on the cash value is usually guaranteed, but will vary
according to the investment performance. Each month deductions are made from the
cash value fund to support the costs of the insurance protection. As long as the cash
value is substantial enough to maintain the monthly costs, the policy will remain in
force. Typically the death benefit reduces in proportion to the increase in cash value,
thus causing a level death benefit.
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Click on the link below to fill out a secure quote request form for a Universal Life
Insurance policy that will provide excellent life insurance coverage at an affordable cost.
Or you can speak with our Life Insurance agent specialist at 772-287-1560 to
discuss the features.
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Click on one below to learn more!
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**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs should
be discussed with a licensed insurance agent.
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Proudly Serving South Florida Since 1992
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Agrillo Insurance Agency
49 SW Monterey Road
Stuart, Florida 34994
Martin County, FL
(772) 287-1560
Fax: (772) 287-1950
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772-287-1560
772-287-1950 fax
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We are a Martin County, FL insurance agency, offering affordable Florida term and
universal life insurance in the following south Florida cities and counties: Stuart, Port St.
Lucie, Golden Gate, Coral Gardens, River Park, Sewall's Point, Indian River Estates, White
City, Palm City, North River Shores, Port Salerno, Jensen Beach, Hobe Sound, Jupiter,
Limestone Creek, Jupiter Farms, Port Sewall, Walton, Fort Pierce South, Ankona, Arundel,
Fort Pierce, Juno Beach, West St. Lucie, Fort Pierce North, Cabana Colony, St. Lucie
Village, Juno Ridge, Palm Beach Gardens, St. Lucie, Vero Beach, Gifford, Indian River
Shores, Indrion, Oslo, Eldred, White City, Lakewood Park, Riomar, Wabasso, Sebastian,
Indiantown, Tequesta, North Palm Beach, Riviera Beach, Haverhill, West Palm Beach,
Boynton Beach, Lantana, Hypoluxo, Palm Beach, Lake Worth, South Palm Beach,
Loxahatchee, Greenacres, Jupiter Island, Boca Raton, Palm Beach Shores, Lake Park, St.
Lucie County, Indian River County, and Palm Beach County, FL. We also offer Florida life
insurance services throughout the state of Florida, including in the greater Fort Lauderdale,
Miami, FL area.
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